Private Credit

We address the funding gap arising from structural inefficiency in credit supply

Institutional constraints and shifting regulatory landscapes often leave high-quality credit opportunities underserved, creating a distinct Funding Gap. Ajin Asset Management capitalizes on these structural inefficiencies by delivering bespoke credit solutions where traditional capital falls short. By anchoring our strategy in sophisticated structuring and decisive recovery execution, we transform market voids into consistent, downside-protected performance. 

Investment Strategies

  • Private Debt (Core Lending)

    Senior structured lending for high-quality mid-market companies with transparent repayment sources. We mitigate downside risks through stringent covenants and proactive exit planning.

  • Asset-Backed Lending (ABL)

    Bespoke financing secured by liquid assets including receivables, inventory, and equipment. Our structures are refined based on rigorous analysis of asset liquidity and legal enforceability.

  • Real Asset Debt (RE / Project Debt)

    Senior debt and bridge financing backed by real estate and infrastructure cash flows. We implement milestone-based triggers to establish robust recovery paths from bridge to exit.

  • Mezzanine / Structured Capital

    Precision-engineered hybrid capital that balances downside protection with selective upside participation. We utilize structured instruments to fine-tune the risk-return profile of each investment.

  • Special Situations / Distressed

    Strategic capital deployment during liquidity events and market dislocations where pricing is distorted. We secure high-conviction opportunities by locking in multiple exit options at entry.

Our Strategic Framework

  • Local origination

    Proprietary Sourcing

    Access Beyond the Auction We bypass public markets to originate exclusive off-market opportunities through deep-rooted local networks. This proprietary edge secures superior terms and downside protection in underserved gaps

  • Investment Process

    Disciplined Life-cycle Management

    Identification: Absolute clarity in repayment sources.
    Underwriting: Rigid standards for asset value and resilience.
    Structuring: Precision design of seniority and triggers.
    Monitoring: Continuous, data-driven risk oversight.
    Exit: Pre-defined recovery paths to ensure performance.

  • Risk Management

    Active risk management at every stage

    Risk control is inherent to our investment architecture, not a reactive measure. We define and mitigate risks at every touchpoint, from initial sourcing to final recovery

  • Governance

    Oversight through structured decision-making

    We ensure transparent decision-making and accountability through a structured oversight framework and clear approval processes

Our Investment Attributes

We build strategic partnerships with high-quality mid-market corporates in underserved credit gaps. By structuring senior secured debt anchored by tangible assets and stable cash flows, we prioritize capital preservation through robust downside protection.

6 Core Pillars

Cash-Flow Generating

Targeting borrowers with verified repayment capacity derived from stable and consistent revenue streams.

Aligned Interests

Strategic partnerships with proven management teams whose operational expertise and interests are fully aligned.

First-Lien Assets

Senior rights secured on liquid tangible assets, including real estate, equipment, and heavy machinery.

Conservative Leverage

Low-leverage structures engineered to maintain performance even in adverse downside scenarios.

Enforceable Rights

Prioritizing transactions with high recovery certainty through actionable and effective creditor protections.

Uncorrelated risk profile

Minimal market volatility achieved through bespoke lending and a low-LTV, collateral-based approach.